FSCS Protection Limit Increasing to £120,000

The Financial Services Compensation Scheme (FSCS) deposit protection limit will increase from £85,000 to £120,000 from 1 December 2025.
The FSCS protects members’ savings if a bank or credit union fails.

Our Credit Union Savings Limits

Please note that our own savings limits remain unchanged:

• Adult members: up to £65,000
• Junior members: up to £10,000

Members cannot hold savings above these limits, even though the FSCS protection limit is increasing.

Check Your Money Is Protected

You can confirm that your savings are protected with us by using the FSCS’s online checker:

Check your protection:
https://www.fscs.org.uk/check/check-your-money-is-protected/

When prompted, enter our Financial Registration Number (FRN): 573786