Keep track of your spending. Keep your receipts or take note of what you spend your money on. It will help you understand where your money is going, and it might just be an eye opener.
Estimate your income and expenditure for a set period and budget accordingly. Be realistic and don’t underestimate!
Get into the habit of saving. Try to save at least 5% of your regular income for emergencies.
Shop around and get the best deals and look at cost comparison websites.
There are times in our lives when we may need to borrow for those special events and for those bigger items e.g., cars or home improvements. When this occurs we advise you to contact Crossmaglen Credit Union and speak to a member of our staff who will be happy to assist you.